Can you have a great social life without spending too much? As everyone knows, socializing is
great - until you look at your account at the end of the month and realize you don’t
have the budget to meet your lifestyle. The good news is that you don’t have to
cut yourself off from the outside world in order to save money. Here are some
tips for cutting down on the spending without cutting out fun.
Budget Know your
figures when you’re looking at cutting down on your spending. How much do you
need to cut down by? What do you want to do with the money – do you want to
save it for a property, a new car or pay off debt? Put into place a plan –
perhaps when you get paid, put some money directly into a savings account so you
won’t be tempted to spend it.
Change
things up You don’t always need to go out to see your friends. What
about inviting them to your house? Have a movie night or maybe a Chinese
takeaway evening – whatever you enjoy, you can do it just as well at home.
Avoid
impulse buys Wonga suggest a few useful tips on how to cut down on
social spending. Check it out here. Consider carefully before
you make a purchase. Remember: needs vs. wants. If it helps you to avoid spendy
situations, don’t go to shopping. How about stopping indulgences for a month? Such
as: dinners out or girl’s night out.
Phone
bills Ensure you have the best phone package. Compare your phone
package online and look at how much data you need. If you use your phone a lot on
the go, make sure you log into free Wi-Fi networks if you can. Also, use
messaging services like WhatsApp rather than sending text messages. Consider
calling your phone company and trying to negotiate a better deal. The Simple
Dollar say that it’s useful to come armed with comparable deals from other
providers - state that another provider has this particular deal and ask if
they can then adjust your price to one of their packages to match it.
Vacations Wonga
ZA also suggest holidaying close to home. Find great local deals for ‘day
trips’ that don’t require pricey accommodation. If you do want to go a little
further afield, last minute deals are a good place to look. Get great savings
by booking closer to the date. Use online search engines to compare packages.
Do the same for currency exchange… good deals can be had there too.
7 comments:
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