Get an
engagement ring without having to spend an arm and a leg.
Even if you do want to get a ring worth three months of your salary, you don't
necessarily need to.
Know your budget Then tell the jeweler your budget is less (leaving room for the up sell).
Don't budge When I bought my first car, I did not want my payment to be more
than $300 per month. I found the perfect car and the salesman
said the lowest he could go would make my payment $319 per month. I walked. Days later he called and
was able to get my payment down to $284. I saved myself $35 per month by
standing firm.
Shop around Shop multiple jewelers in your area to get an
idea of exactly what you're looking for and where the best deal is.
Ask married friends for advice on buying engagement
rings. They may know a jeweler who can give you a discount or have words of wisdom. Been there, done that!
Don't forget about
eBay and Craigslist They both offer a wide variety of
rings. They won't be "brand new," but if you find one you
love it may be worth looking into. Make sure the ring has been appraised
before purchasing.
Shop online Sites
like Blue Nile offer rings at a fraction of the
cost. If you know what cut, colour and clarity you want, check out a few online
retailers to see if you can get the same ring you would in a jewelry store for
less.
Go slightly smaller Reducing the size of the diamond a bit could save you hundreds. Instead
of buying a one-carat diamond ring, consider .90 or .95-carat - a difference that will not be noticeable.
Ask a relative Consider asking your grandmothers, mom or aunts if they have a
family ring they'd want to pass down. You can always customize it, and it is nice to have a family heirloom on your bride's finger!
About
the Author: Sarah Brooks is a freelance writer living in Glendale, AZ with her
husband and daughters.
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