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Why is life insurance so important?

 
Life insurance isn’t fun to talk about, never mind think about, but it is very important. Here’s why:
Number one reason: If you have any bills or outstanding amounts owing, you owe it to your survivors to have it covered. This includes everything from funeral costs to mortgage payments and other outstanding bills that may not have been taken care of earlier.
Other good reason: Ensuring that your survivors and future survivors aren’t scrabbling to pay the bills or looking for a cheaper place to live because they can’t afford to live in your family home any longer.
Another good reason: Peace of mind.
The younger you are, the better your rate. If you have dependents and you don’t have life insurance, pick up the phone and get it sorted out - today!

Random facts on the world's oldest people:
Amazingly, 9 of the 10 oldest people ever were or are female.
Besse Cooper, who was officially known as the oldest person in the world, sadly passed away last week, having reached the age of 116 and 100 days. She was succeeded by fellow American, Dina Manfredini, who has been officially named as the oldest living person in the world at 115 years and more than 250 days.
A Japanese man named Shigechiyo Izumi claimed to have worked for 98 years of his 120 year-long life. His name can be found in Japan’s first ever census, from 1871.
The oldest living person in the UK is Grace Jones, aged 112. Grace is the last Briton to have been born in the 19th century and lived through the entire 20th century.
Antisa Khvichava, a recently deceased Georgian woman, claimed to have reached the ripe old age of 132. This would make her the oldest person to have ever walked on planet Earth by 10 years. Amazingly, she claimed to have retired in 1965 when she was 85 years old.
The official oldest person to have ever lived was Jeanne Calment, a French lady who lived to 122 and 164 days. She passed away in August 1997. She is believed to have rubbed olive oil on her skin, drank port and ate more than 2lbs of chocolate a week!
Maria Esther Heredia de Capovilla, an Ecuadorian lady, lived to 116 years and 347 days. She said she never smoked or drank hard liquor.
Sarah Knauss, an American lady, lived to 119 years and 97 days and spent her years watching lots of golf and eating plenty of chocolate and cashew nuts.
How do the continents compare?
In the last five decades, the average life expectancy of North Americans has seen a greater increase than that of Europeans and Central Asians. The average life expectancy of North Americans has increased by 8.6 years since 1960, while Europeans and Central Asians have seen an increase of 5.9 years.
North Americans are expected to live almost 24 years longer than people from Sub-Saharan Africa.

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