Consider cuts Prioritize
your monthly expenses and cut where you can. If the problem lays in credit card
debt, pay the highest interest cards first. Tell a friend or family member
about your goal to help keep you honest - they'll hold you accountable!
Shred the plastic Avoid
using sources of credit. Pay with debit or cash whenever possible.
Have cash on hand Take
out in cash what you are planning to spend per week. When it's gone - it's
gone.
Kick bad habits Have
fun, but have a plan – and stick to it as close as possible. Try to change
small spending vices by eating in, making your own coffee, and taking the bus
over taxis when you can – and watch your savings grow!
Reward yourself When
you reach an incremental savings goal, take yourself out for lunch or buy
yourself something nice.
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