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Saving on car insurance

When it comes time to renew your car insurance, you need to consider what you are paying for and what you really need when it comes to protecting yourself, your family and your car in the event of an accident. You can have everything you need, and most likely for less, if you do your homework.
If you can pay for the insurance outright, you will save on monthly surcharges. Another way to save is ensuring that you are getting the insurance you need, and not paying for excess insurance that really isn’t necessary.  
There are many ways to make sure that you are practicing safe driving. Consider these Tightwad tips:
Be comfortable Make sure that your seat and rear view mirrors are correctly adjusted for your height. Make sure that the temperature is set so you are not too hot, or too cold.
Be on time Leave plenty of time for you to travel to your destination, especially in unpredictable weather.
Be aware Keep checking your mirrors for pedestrians and cyclists.
Be cool If you start getting upset, your driving could suffer.
Be smart Make sure that your car has the right fluid levels (oil, water, washer fluid), your tires are topped up with air and that your brake and headlights are all in working order.


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