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How to stretch your budget this Christmas

Many people are searching for ways to save money during this holiday season. Fortunately, there are some ways you can stretch your budget this Christmas. Compare prices online Some people mistakenly settle for the prices in stores. Before you buy, always do your research on the Internet to see if you can get a cheaper price. Some stores let you buy online and then pick up in the store. While you are in the store, use your cell phone to look up the price. If the online price is cheaper, buy the item online using your cell phone and then walk over to the pick-up area to retrieve your item. You can win now with this money saving strategy.
Use coupons Never underestimate the amount of money you can save by clipping coupons. Look online at store websites to find and print coupons. Some stores have Facebook sites that offer coupons. You can also look in your local newspaper to get coupons, too. Read each store's coupon policy carefully as some stores will accept two coupons on the same item if one is a store coupon and one is a manufacturer's coupon. These savings can add up quickly.
Read the ads  Not only should you read the ads, you should read the ads religiously. You need to know how much the gifts you want to buy cost, so you know when they hit their lowest prices. Many people falsely assume that the advertised sales prices are the lowest. However, if you watch the prices in the ads for a few weeks before you make your purchases, you will know if you are getting a good deal or not. You should study the ads in print and online because the prices may differ.
The family meal You may be responsible for cooking a big meal for all of your family members. This can be one huge holiday expense. Instead of cooking a meal this year, try to stretch your budget farther by doing something different. You can save money by choosing to serve appetizers instead of a three course meal, or you could host a dessert party.
Host this year One way some people break their budget is by flying to visit relatives during the holiday season. If you need to stretch your budget, try hosting this year. Invite everyone to your home, and let them pay for expensive flights.
You can stretch your budget this Christmas by doing your homework before you spend money. Plan ahead and make the conscience decision to stay within your budget this year. It can be helpful to keep a copy of your budget with you to help you make decisions when you shop.
Nisha represents She writes about living frugally and money saving tips.


Maggie said...

I love shopping online because it's so easy to compare prices. I also shop year-round to take advantage of deals. If possible, try to talk your family into a potluck meal. So much easier & saves money. It might not be the most perfect Christmas meal of all time, but so what? The family getting together with less stress and cost is important.

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