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How to trim your mortgage or rent this year

Appeal your tax bill Recent market declines mean you may be paying too much in property taxes. Get a copy of your home’s assessment from your local assessor’s office and compare it with assessments on similar houses in your area. About 75% of appeals result in a reduction of taxes. (American Homeowners Association)

Renegotiate your rent Log on to sites such as to find out whether your payments are reasonable for your area. Then present your findings to your landlord, or use the data when looking for a new place. Consider bartering for a reduced rate, by mowing the lawn or helping with other property management-related chores.


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