What to stop spending your cash on

Let's face it, it's nice to treat ourselves to stuff. We deserve it! But there are many things we spent money on with little benefit. Here are a few:

Alternative flu remedies There is no scientific evidence that any herbal, homeopathic or other folk remedies have any benefit. Exception: chicken noodle soup
Unlimited cell phone minutes The average family uses about 735 minutes of talk time a month, which is close to a family plan threshold of 700 minutes
Bottled water Stop it people! You are paying about $1 per gallon for tap water!
Lottery tickets The odds of winning? About 1 in nearly 2 billion. Yes, it's nice to fantasize about winning, Tightwad realizes this.
Credit card payment insurance This protection can cost a few hundred dollars a year; and with so many restrictions, chances are you won't see a dime.