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Credit card, meet the deep freeze

Take your credit cards, put them in a ziploc and add water before putting them in the freezer. Need a credit card for emergencies? Try reducing your limit on your card to a reasonable amount just in case. If your Visa is on ice, you simply won't be able to use it - until you've had a chance to think a little bit more about an impending purchase. Why not try the 30 day rule instead!

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