30 minutes ago
There are ample ways to save pennies with little changes in the way you do things. Tightwad has compiled a list of ideas that may help you add to your snowflake jar and reduce your ecological footprint.
If you unplug gadgets and gizmos that you aren't using you will soon see a difference in your electricity bill. Sometimes called 'phantom power,' this unnoticed drain on your electricity consumption is slowly adding up.
Composting your organic waste creates nutrient rich material to augment your garden, diverts
waste from the landfill, and you won't have to stop by the local garden centre to pick up the bagged stuff.
8. Chill out
Washing your clothes in cold water will make no difference to how clean your clothes are and will give your water heater a break.
7. Eat in-season
Eating in-season fruits and veggies will help cut down your grocery bill.
6. Shop around
Getting comparitive quotes on auto, house and life insurance will help you to get more bang for your buck. If you use one insurance company you will be eligible for a multi-line discount, which may reduce your total premiums by up to 10%.
5. Eat at home
Even small items such as take out coffees and modest lunches can add up very quickly. Break out your stainless steel mug and lunchbox... save eating out for special occasions. There are ways to reduce that cost, too.
4. Reintroduce yourself to your local library
If you haven't been to your local library for a while, chances are you'll be pleasantly surprised. Libraries stock (and often host) multiple book club reads, the latest fiction and non-fiction, periodicals and great kids stuff. All you need is a library card and you are good to go.
3. Stalk thrift stores
You'll be amazed with the amount of great stuff that you can find at a thrift store. Kids stuff, garden tools, mixing bowls, furniture... the possibilities are endless.
2. Assess your transportation
Try to cluster errands so you can reduce you gas consumption. See about ditching your own car for a car co-op, or carpool, or even better... dust off your bike.
1. Pay off the credit
Pay off your credit card and stick it on ice. It will be there for emergencies but you won't have to dread the mail every time you see the postman.